Group Accident Insurance

Major injuries are painful. But the financial impact of the medical treatment doesn’t have to be.

Group Accident Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion. Benefits are paid even if you have other coverage. The benefit amount is calculated based on the type of injury, its severity, and the medical services required in treatment and recovery. The plan covers a wide variety of injuries and accident-related expenses.

Covered Injuries & Accidents:

  • Injury Treatment (fractures, dislocations, concussions, burns, lacerations, etc.)
  • Hospitalization
  • Physical Therapy
  • Emergency Room Treatment
  • Transportation


Plan Features

  • Family Coverage: You can elect to cover your spouse and children.*


  • 24/7 Coverage: Benefits are paid for accidents that happen on and off the job.


  • Portable Coverage: You can take your policy with you if you change jobs or retire.


  • Guarantee Issue: No health questions or physical exams required.




The policy/certificate of coverage has exclusions and limitations which may affect any benefits payable. The policy/certificate of coverage or its provisions may vary or be unavailable in some states.


This plan is not a replacement for medical insurance.


*If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child. If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.

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