Group Hospital Indemnity Insurance pays a benefit, in addition to your medical plan, when you are hospitalized as the result of an accident or sickness.
If you are admitted into a hospital, it doesn’t take long for the out-of-pocket costs to add up. Hospital Indemnity Insurance pays benefits directly to you if you are admitted into a hospital for care or childbirth. Benefits are paid even if you have other coverage.
You receive a benefit as soon as you are admitted and then an additional benefit based on the number of days you are confined to the hospital. The benefit increases if you are admitted and confined to an intensive care unit or inpatient rehabilitation.
Plan Features
- Family Coverage: You can elect to cover your spouse and children.*
- Portable Coverage: You can take your policy with you if you change jobs or retire.
- Guarantee Issue: No health questions or physical exams required.
- Health Screening Benefit: Get an annual benefit payment of $75 after completing a covered health screening, includes family up to $150 benefit. Covered health screening test such as a physical exam, total cholesterol blood test, mammogram, lipid panel, and more.
Learn more about the benefits of Voya's Hospital Indemnity plan:
The policy/certificate of coverage has exclusions and limitations which may affect any benefits payable. The policy/certificate of coverage or its provisions may vary or be unavailable in some states.
This plan is not a replacement for medical insurance.
*If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child. If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.
